ENB Insights

In today’s digital landscape, it’s easy to overlook the risks associated with traditional paper checks. However, check fraud remains a prevalent threat. In fact, check fraud has almost doubled since 2021 despite the use of checks declining by 25%¹. Awareness is key to protecting your finances and mitigating the risks before fraud begins. To do so, here are nine practical tips to help you safeguard against check fraud and keep your funds secure.

Types of Credit That Can Help You Grow Your Business Which type of business funding is right for you? Access to diverse credit options is crucial for both the growth and stability of a business. Whether you run a small startup or a well-established enterprise, understanding the different options for business credit can help you make informed decisions about managing your…

Whether it’s job loss, medical expenses, or other scenarios, people go into debt for many reasons. Carrying debt can often feel like a weight, but with the right strategies, it’s a burden you can lift. If you’re struggling to get ahead of your finances due to excessive debt, these steps can help you get things back under control.

If you’re a small-business owner, you may be subject to reporting requirements under the Corporate Transparency Act. In this article, we’ll explain the purpose of this federal law, how and why it affects small businesses, and what business operators need to know to stay in compliance. What Is the Corporate Transparency Act? In force as of January 1, 2024, the Corporate Transparency Act…

Are you a small business owner looking to build a new storefront, diversify product offerings, conquer a wider geographical market, hire more employees, or pursue some other major growth goal? Chances are, you’ll need some extra working capital. Not sure where to start? Let’s look at how to assess your expansion financing needs, compare funding options, and prepare for success. How Much…

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you. If you want to buy a home, you’ll need some help. From finding a home to making an offer and signing a contract, working…

Refinancing your home essentially means trading in one mortgage for another. There are many reasons you might want to refinance your home: to reduce the interest rate, take out equity for home projects, or reduce other debt. Regardless of the reason, the steps to refinancing are the same.

Buyers and sellers can both be targeted in online marketplace scams. View this short video to learn about scam tactics and how to protect yourself.

Ephrata National Bank announces the addition of a new Urban Lending Team, made up of Hakim Singleton, Stacy Carcel, and Michael Cook.

Criminals use a wide range of Medicare scams to steal your personal information. Learn how Medicare scams work and how to stay protected. If you’re one of 64 million Americans eligible for Medicare, you may be targeted by criminals for your personal information and Medicare benefits. The Federal Trade Commission receives almost a million reports about impersonation scammers annually — including…