ENB Insights

In today’s interconnected world, scammers continually devise new ways to exploit trust within financial transactions. One common scheme that preys on our kindness is the overpayment scam. Both people and businesses can fall victim, often with devastating financial consequences. In this article, we’ll cover how overpayment scams work, how to spot them, and how to protect yourself and your finances What…

If you own a home, building home equity — the value of your home minus what you owe on your mortgage — is an important long-term strategy for building wealth. That’s because home equity is a resource you can borrow against to pay off debt or make investments that help your money grow. With this in mind, you may be wondering how much equity you have in your home, how you can access it, and how you can use it to build your financial future.

Ephrata National Bank is proud to announce the promotion of Bryan Glatfelter and Jeanette Lamson to Assistant Vice President positions within the organization.

What Is the Fake AI Tools Scam? The fake AI tools scam involves cybercriminals creating bogus AI-based productivity apps or browser extensions that appear legitimate. These tools promise convenience, automation, or productivity boosts, but once they’re installed, they can access sensitive information, install malware, or hijack your system. Watch out for unsolicited download links, vague product descriptions, or apps not available…

As AI becomes increasingly sophisticated, its application in fraudulent activities poses a significant challenge to businesses everywhere. To navigate this evolving landscape effectively, business owners must arm themselves with knowledge and adopt proactive measures to protect their financial assets and sensitive data. What You Need to Know: Understanding the Types of AI-Enabled Fraud AI-Generated Phishing Emails AI’s ability to analyze behavioral data has given…

For small businesses, offering a retirement plan such as a 401(k) or SIMPLE IRA is much more than an employee perk. It’s a powerful way to attract and retain talented employees. Yet for many business owners, the cost of starting and maintaining a plan has been a barrier. The expenses involved –from administrative fees to employer contributions – can feel daunting…

Recordkeeping is the backbone of employee retirement plans. It ensures that contributions are tracked accurately, investments are properly managed, and employees can confidently monitor their progress toward retirement. But these days, industry consolidation is reshaping who performs this critical function. Providers are increasingly exiting this line of work and transferring recordkeeping to others. If your business sponsors a 401(k) or other…

Ephrata National Bank is pleased to announce the promotion of two ENB employees – Krystle Buchter and Andrea Devine.

Ephrata National Bank is pleased to announce the promotion of three ENB employees—Randy Covington, Matthew McKinney, and Tyler Trettin.

Homeowners Beware: Don’t Be Fooled by Mortgage Relief Scams When times are tough, you can count on scammers to take advantage of the situation. Homeowners who are experiencing financial hardship and have fallen behind on their mortgage payments are particularly vulnerable to these crooks. Fraudsters promise to help homeowners avoid foreclosure, but they just end up causing more harm. In this…