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Category: College Planning

November 30, 2020

Student Loan Consolidation: Find Your Best Repayment Option

Deciding when it’s time to consolidate your student loans is easy. Perhaps your monthly payment has become unmanageable, you’re tired of receiving multiple student loan bills each month or you’d just like a fresh start on your loans. But choosing your repayment option isn’t always easy. Since you don’t know what your financial situation will look like in the future…

November 10, 2020

Student Loans and Marriage: What You Should Know Before Tying the Knot

When you start hearing wedding bells, there’s a lot to think about. One thing that often gets overlooked is student debt. Many people don’t know all of the implications that go along with student loans and marriage. There are numerous details, and it can definitely get confusing. So, we’ve compiled some key considerations to discuss before tying the knot.

October 22, 2020

Creating a Finance Binder: 3 Easy Steps

When you graduate college, adulthood tends to hit you all at once and you’ve probably got the financial documents to prove it. If you’re like most recent grads, the piles of paperwork on your coffee table may include some late bills, your diploma and more receipts than you know what to do with.

September 23, 2020

How to Make a Budget You Don’t Hate

Creating a Budget can be hard and sticking to that budget can be even more difficult. With spending as easy as pressing a button on your phone and the COVID-19 pandemic effecting everyone; it is more important now than ever, to create a good budget. In this article, we’ll help you make a financial plan to hold yourself accountable.

September 14, 2020

Understanding the Financial Aid Award Letter

The financial aid award letter outlines the financial support available to a student and is provided by each school a student has been accepted to, as long as they filled out the FAFSA in the fall. While each award letter contains the same basic information, the formatting may be different. You’ll need to compare the terms, conditions and details of each letter to get the whole picture. In this article, we’ll help crack the code to find the best college fit.

September 09, 2020

8 Signs You’re Living Above Your Means

Entering the real world can be overwhelming and confusing, and it’s easy to get behind on expenses if you’re not planning properly. In this article, we’ll show you the warning signs that you’re living above your means and what you can do about it.

July 22, 2020

Getting loans for your kid when you’re still paying your own

College isn’t getting cheaper. Unless you graduated recently, your child’s education will likely cost much more than yours did. In fact, tuition alone has tripled in the past 20 years. Room and board are rising even faster – at a higher rate than the cost of inflation. That’s why roughly 70% of students rely on education loans to pay for college. Here’s how you can help.

July 08, 2020

Tackle Move-In Day Like a Pro

Although there is much uncertainty still surrounding Covid-19, it looks like most colleges intend to welcome students back to their campuses this fall in some way, shape or form. As everyone awaits final guidance, it’s best to be prepared to move quickly once final approval is given as college move-in day is approaching fast. If you haven’t experienced it before, plan for a long afternoon of organized chaos. Along with the usual stressors of moving, you’ll also be dealing with crowds, navigating campus and trying to make a tiny, white box of a room feel homey. Did we mention you’ll be doing all of this in just 1 day? Here are some simple tips to help keep you calm in the storm of boxes, bags and new beginnings.

June 26, 2020

5 Tips for Choosing the Best Private Student Loan

If you’ve already applied for grants, scholarships and federal student loans, but you still have a college financing gap, your next logical step is to apply for a private student loan. To help you, we’ve compiled a few tips to help you avoid the most common pitfalls when choosing a private student loan.

June 17, 2020

Is Your Student Being Financially Responsible?

A big part of growing up is learning to be financially responsible. Most students still rely on their parents financially while in college, but they’ll likely be faced with many opportunities to make their own financial decisions, that could impact them for years to come. Be sure they’re leaving the nest with a solid foundation in basic money management skills so they don’t rack up unnecessary student loan or credit card debt. Read on for our list of financial topics to discuss with your student, if you haven’t already.

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