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Category: First-Time Homebuyer

October 18, 2024

5 Things to Look for in a Real Estate Pro

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you. If you want to buy a home, you’ll need some help. From finding a home to making an offer and signing a contract, working…

August 12, 2024

What Is PMI?

Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying their new home. Understanding PMI can help you to avoid paying it or saving money in the long term.

May 10, 2024

7 Steps to Owning a Home

Have you been dreaming about owning your own home – but you aren’t sure where to start? Buying a home for the first time is an exciting milestone – and a major financial commitment.

April 17, 2024

Making Room for Housing in Your Budget

Whether you’re renting or looking to buy a home, these tips can help you budget SMART. When it comes to budgeting and managing your finances, among the biggest expenses you'll have is housing. Whether you rent or own, figuring out how much of your income should go toward housing can be a challenge. But having a solid understanding of this can…

February 20, 2024

Home Sweet Home: A Guide to Choosing the Right Type of House

Learn about several housing options and which one might be right for you. Are you thinking about buying your first home? With so many options available, it's important to carefully consider your needs and financial situation in order to make the best choice. Whether you’re looking for a single-family home, a townhouse, or a condo – or even a green home…

January 16, 2024

Waiting for mortgage rates to come down before you buy?

We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. And why should it? If you bought or refinanced your home back in 2020 and have a 30-year fixed rate locked at 3%, it will cost you a lot more money in the long run by buying a new home today. Well, that may not be the case.

December 12, 2023

5 Simple Steps to Creating a Budget

Making a budget is a smart strategy to achieve financial wellness and meet your life goals. Here are five simple steps to follow.

November 09, 2023

Understanding Home Appraisals

Before your lender will let you buy a new home, you’ll need to have it appraised. This is an often overlooked but important step in your homebuying journey.

Contact us and we’ll answer your questions.