Category: First-Time Homebuyer

nbsp; Owning a Home Can Lead to a Brighter Future Here’s Why #1 It Supports Financial Stability Rents Keep Going Up But the Right Mortgage Keeps Costs Under Control Renting Costs Less Now Owning Costs Less Over Time #2 It Helps You Build Wealth Every Mortgage Payment; Increases Your Equity Equity is How Much of the Home You Own Building Equity Builds Wealth And Rising Home Prices Help Your Investment #2 It Helps…

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you. If you want to buy a home, you’ll need some help. From finding a home to making an offer and signing a contract, working…

Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying their new home. Understanding PMI can help you to avoid paying it or saving money in the long term.

In this quick video, we’ll explain what land loans are and how they work.

In this quick video, we’ll explain what a construction-to-permanent loan is and how it can help you build and finance your home.

Have you been dreaming about owning your own home – but you aren’t sure where to start? Buying a home for the first time is an exciting milestone – and a major financial commitment.

Whether you’re renting or looking to buy a home, these tips can help you budget SMART. When it comes to budgeting and managing your finances, among the biggest expenses you'll have is housing. Whether you rent or own, figuring out how much of your income should go toward housing can be a challenge. But having a solid understanding of this can…

Learn about several housing options and which one might be right for you. Are you thinking about buying your first home? With so many options available, it's important to carefully consider your needs and financial situation in order to make the best choice. Whether you’re looking for a single-family home, a townhouse, or a condo – or even a green home…

We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. And why should it? If you bought or refinanced your home back in 2020 and have a 30-year fixed rate locked at 3%, it will cost you a lot more money in the long run by buying a new home today. Well, that may not be the case.

Making a budget is a smart strategy to achieve financial wellness and meet your life goals. Here are five simple steps to follow.