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For a long time, owning a home has been part of the American Dream. Is it right for you? While homeownership requires a substantial upfront investment, it has several long-term benefits. Let’s look at some advantages of owning a home.
There are two questions you should consider when making your list of possible home improvement projects. Do you plan to sell your home soon? And, do you mind if project does not increase the value of your home? If you answered yes to either of these questions, you might want to cross these projects off your list.
The purchase of a home is one of the largest financial transactions you can make, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Mortgage Expert, it should be an efficient, pleasant, and ultimately rewarding experience.
When you’re just getting started, there’s a lot you can do to build credit. Learn how you can begin establishing your credit history the right way.
Your first time buying a home can be overwhelming as there is much to research and consider. Many question how much home they can afford and face uncertainty as to the loan amount they will be approved for. A great place to begin is by contacting your bank or lender to obtain a mortgage pre-qualification or mortgage pre-approval.
Building a home can be stressful. Figuring out the appropriate mortgage product doesn’t have to be. Most people understand the basics of a standard mortgage, but many don’t understand that there is a different approach when you decide to build a home. We are here to break down the basic characteristics of a construction loan so your dream of building a home can become a reality!
You’ve decided to take the big step of buying your first home. Or maybe you’re just starting to weigh your options. Either way, there are a lot of things to keep in mind when beginning the process to ensure you don’t get overwhelmed. Here are 11 tips to help you through the first-time home buying process.
Whether you’re a first-time homebuyer or just haven’t gone through the process in a while, you may be wondering what mortgage points are and if paying for points is worth the cost.
It’s often said that things improve with age. A lot of people don’t realize that this is also true as it pertains to your credit score. Credit scores don’t take age into consideration, however approximately 50% of a credit score is based on length of credit history and payment history.
We’ve all heard how important our credit score is. But have you really thought about the lasting effects it could have on your future ability to borrow? Have you taken the time to monitor your credit reports and really understand what they mean? We’re here to help break it down for you!
