Category: General

Private mortgage insurance (PMI) is an often-overlooked cost that homeowners may need to pay when buying their new home. Understanding PMI can help you to avoid paying it or saving money in the long term.

Ephrata National Bank announces the promotion of three employees— Jade Biempica, Garth Brown, and Melissa Sarnocinski.

In this quick video, we’ll explain what a construction-to-permanent loan is and how it can help you build and finance your home.

Here are 5 ways paying off your credit card debt is good for you.

How Much of Your Income Should Go Toward Housing? If you’re ready to start house-hunting – or if you’re just looking to build a better budget – you need to know how much of your income should go toward housing.

You’ve probably heard of phishing. But do you really know what it is - and more importantly, how to protect yourself from falling victim to it? Phishing scams have become very sophisticated, but there are some simple things you can do to protect yourself and keep your personal information safe.

Ephrata National Bank announces the addition of Debra Dupler as Assistant Vice President, Commercial Relationship Manager. In this role, Dupler is responsible for the sales, service and retention of commercial relationships including, portfolio management, credit quality and overall relationship management of a portfolio of commercial customers.

Beginning tomorrow the first payments from the expanded child tax credit will start to be sent out to some 39 million families, according to the IRS. The enhanced tax credit, formed in March as a part of the American Rescue Plan, was put in place to help provide added relief to families raising children.

Selling your home for top dollar makes financial sense. You could use the funds to move into your next home, deposit the proceeds into your retirement savings account, or fulfill another financial goal. But determining what makes buyers go to battle over homes in today's market isn't always as simple as an internet search. Your local real estate market may be enough to start a bidding war, but your neighborhood and property type could also influence how far above your asking price buyers will pay.

Congratulations - your home loan application has been approved! These life-changing words are the hope of many would-be homebuyers. Qualifying for a home mortgage can seem like the biggest hurdle to homeownership. But a mortgage loan approval doesn't mean you can actually afford your dream home. When mortgage lenders approve an application, specific lifestyle expenses are not factored into the decision.