FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Today's job market has shifted to include more remote and hybrid working opportunities. While this can be a convenient option, it's vital to avoid falling into the clutches of fraudsters, by ensuring that you are well versed in common work-from-home scams.
Fraudsters are becoming more and more sophisticated in an effort to divulge your personal banking information. Don’t fall victim to IRS imposter scams this tax season. Learn more about how to spot current IRS tax scams and how you can safeguard against them.
Scammers often use online and mobile technology to snare their victims. Zelle®, a popular peer-to-peer payment app, makes it easy to send money to people you know. Unfortunately, it's also a favorite tool fraudsters can use to gain trust and access bank accounts. Here's what you should know about Zelle® scams so you don't take the bait.
Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, your fellow PTA mom, your son’s soccer coach, or your coworker. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money.
Nasty scammers intent on stealing your holiday joy often pose as kindhearted elves. They pretend to be caring individuals who exist to fulfill holiday wishes. In reality, they only want to swipe your credit card, bank account, and other financial data for their own personal gain. Stay alert to these cold-weather scams — and fill these criminals' stockings with coal instead of your hard-earned cash.
Providing access to quality medical care and affordable housing are just two of the ways to care for an aging loved one. Shielding them from financial harm is another. Most people mistakenly assume that anonymous online scammers pose the greatest financial threat to the elderly.
Protecting your financial data from theft can seem like an uphill battle. It's easy to feel helpless when you hear stories of growing fraud schemes and scams. It’s scary to think that your debit card, credit card, and banking information could be stolen and sold on the black market or used to pay for someone else's shopping spree. While keeping your data safe takes effort, it isn't as difficult as it seems. Here are five steps you can take to keep your personal information out of the hands of thieves.
Economic fluctuations can cause financial hardships for anyone, at any time. While financial planning is often viewed as the means for preparing for retirement, and something that younger adults may not need to be concerned with, establishing a savings safety net is the best way for adults of all ages to prepare for the unexpected. In a recent American Payroll Association…
These scams are able to fool unsuspecting consumers who may not completely understand that even though a bank account may show the funds as “available”, this doesn’t mean the check has “cleared”. Fraudsters know that banks must make funds available in an account within several days, yet it often can take weeks to discover that the check was fake. When it is, the amount of the fake check deposit is removed from the customer’s account. As a result, they are out the money they sent to the fraudster and because it was sent voluntarily, the bank is not obligated to cover the loss.
Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Ephrata National Bank recommends following these tips to keep your information – and your money – safe.
