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Category: Smart Banking

September 23, 2024

When is Free Checking Really Free?

It’s hard not to be tempted by the offer of ‘free’ or ‘no fee’ checking. After all, who doesn’t like free? While some banking offers are as uncomplicated as they appear, many require a careful eye to understand what strings are attached.

June 15, 2024

Why Checking Accounts at ENB are Simple

We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with!

June 10, 2024

Avoiding Overdrafts

If you have ever spent more money than you have in your account, you have probably learned the hard way that overdrafts can be a very costly mistake.  For each purchase over your balance you can incur a fee that can range anywhere from $10 – $40 on the bank side, and to top it off, the business you bounced the check with may also charge you a fee!  Fortunately, there are many ways to avoid those pesky overdraft fees.

May 31, 2024

It’s A Bad Sign When Your Checking Account Comes With A Guide Book

When it comes to consumer complaints about banks, hidden fees are often at the top of the list. Ironically, banks actually can’t hide their checking account fees as they are required by law to disclose them to customers at account opening. Banks must also give customers advance notice anytime they change a fee.

April 30, 2024

What you need to know about FICO scores

Written by: Chris O’Shea, Savvy Money A FICO score is a three-digit number used by lenders to determine your creditworthiness. FICO score is a version of a credit score. VantageScore is the other one that is widely used. If you are still curious about FICO scores, here are all of your questions answered. What does FICO stand for? FICO stands for Fair Isaac Corporation, which created the…

April 17, 2024

Some Questions to Ask Before Opening That Free Checking Account

With so many options available, finding a checking account that works for you can be confusing.  Whether it’s your first time or your fifth time opening a new account,  it’s now more important than ever to perform your due diligence before making a decision. Doing so will help you avoid unexpected fees and find a banking partner that provides the convenience you require.

March 09, 2024

Saving Made Easy

Life is full of expenses! Don’t let those special occasions or even taxes catch you off guard. Saving just got easier with ENB’s new EZSave Club!

November 15, 2023

Teaching Good Savings Habits in Kids: The Missing Link

Marshmallows and savings habits might have a lot in common. A Stanford University study, led by Dr. Walter Mischel, highlighted the power of delayed gratification. The series of studies began in the early 1960s by examining the reactions of preschoolers when given a set of seemingly simple choices:

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