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Category: Smart Banking

April 30, 2024

What you need to know about FICO scores

Written by: Chris O’Shea, Savvy Money A FICO score is a three-digit number used by lenders to determine your creditworthiness. FICO score is a version of a credit score. VantageScore is the other one that is widely used. If you are still curious about FICO scores, here are all of your questions answered. What does FICO stand for? FICO stands for Fair Isaac Corporation, which created the…

April 17, 2024

Some Questions to Ask Before Opening That Free Checking Account

With so many options available, finding a checking account that works for you can be confusing.  Whether it’s your first time or your fifth time opening a new account,  it’s now more important than ever to perform your due diligence before making a decision. Doing so will help you avoid unexpected fees and find a banking partner that provides the convenience you require.

March 09, 2024

Saving Made Easy

Life is full of expenses! Don’t let those special occasions or even taxes catch you off guard. Saving just got easier with ENB’s new EZSave Club!

November 15, 2023

Teaching Good Savings Habits in Kids: The Missing Link

Marshmallows and savings habits might have a lot in common. A Stanford University study, led by Dr. Walter Mischel, highlighted the power of delayed gratification. The series of studies began in the early 1960s by examining the reactions of preschoolers when given a set of seemingly simple choices:

May 18, 2022

What Is A Funds Availability Policy?

You just got paid and several large monthly bills are about to come out of your checking account, but luckily you just deposited your check in the nick of time! No worries, right? Wrong. If you’re not familiar with your bank’s funds availability policy, you could be in for a surprise.

May 12, 2022

Opening A Checking Account in 3 Easy Steps

Opening a checking account can be confusing for some, but it doesn’t need to be. The key is to be informed and to plan ahead. Here are three easy steps to guide you through the process.

April 27, 2022

3 Smart Banking Characteristics to Consider when Choosing a Bank

Where you choose to bank is a big decision. You need to have a relationship built on trust with your financial partner, knowing that they have your best interest in mind. That’s why when it comes to whom you bank with, it’s important to jot down a few smart banking characteristics to consider when it comes to your money. Here are a few.

April 24, 2022

How to Avoid Bank Fees

According to CNN Money, many banks are making millions each year off of bank fees. Many of these fees are unnecessary, meaning they could be easily avoided with a little knowledge and planning. Here we provide examples of the most common unnecessary bank fees along with tips for avoiding them.

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