FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Ephrata, PA (July 7, 2022) — Ephrata National Bank is proud to announce the launch of its insurance agency, ENB Insurance, LLC. The agency, which officially opened on June 29 and is wholly owned by the bank, aligns with the bank’s mission to help customers achieve financial wellbeing. With climbing insurance rates resulting from natural disasters, risks brought on by the pandemic…
Automatic payments are common in our everyday lives to pay for everything from mortgage bills to monthly subscriptions. It's important to monitor your account to ensure you are only paying for items that you have already authorized. Learn more about what to watch out for to avoid becoming a victim of an automatic withdraw scam.
Wouldn’t it be great to have an unlimited budget for home improvement projects? In reality, most homeowners are working on a small home improvement budget. Here are five home improvement projects that can help either save you money or can increase the value of your home.
The purchase of a home is one of the largest financial transactions you can make, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Mortgage Expert, it should be an efficient, pleasant, and ultimately rewarding experience.
When you’re just getting started, there’s a lot you can do to build credit. Learn how you can begin establishing your credit history the right way.
Your first time buying a home can be overwhelming as there is much to research and consider. Many question how much home they can afford and face uncertainty as to the loan amount they will be approved for. A great place to begin is by contacting your bank or lender to obtain a mortgage pre-qualification or mortgage pre-approval.
Knowing when each type of credit inquiry may occur can help you better identify them and avoid unnecessary hits to your credit score.
Not all home improvements have to break the bank, and often small changes have a noticeable impact on your home’s value. Here are a few ideas for low cost improvements to your home.
Building a home can be stressful. Figuring out the appropriate mortgage product doesn’t have to be. Most people understand the basics of a standard mortgage, but many don’t understand that there is a different approach when you decide to build a home. We are here to break down the basic characteristics of a construction loan so your dream of building a home can become a reality!
The summer months are a popular time of year to take on new home renovation projects. It's also a time when home improvement scams are plentiful. If you are looking to renovate, it's vital to do your homework to not only hire reputable contractors, but to also educate yourself about common scams, red flags and how to stay safe during the process.
