An ENB customer drinks coffee and looks at epnb.com

ENB Insights

June 10, 2022

Mortgage Pre-Qualification Vs. Pre-Approval. What’s the Difference?

Your first time buying a home can be overwhelming as there is much to research and consider. Many question how much home they can afford and face uncertainty as to the loan amount they will be approved for. A great place to begin is by contacting your bank or lender to obtain a mortgage pre-qualification or mortgage pre-approval.

June 03, 2022

Home Upgrades that Won’t Break the Bank!

Not all home improvements have to break the bank, and often small changes have a noticeable impact on your home’s value. Here are a few ideas for low cost improvements to your home.

May 27, 2022

Understanding the Basics of a Construction Loan

Building a home can be stressful. Figuring out the appropriate mortgage product doesn’t have to be. Most people understand the basics of a standard mortgage, but many don’t understand that there is a different approach when you decide to build a home. We are here to break down the basic characteristics of a construction loan so your dream of building a home can become a reality!

May 25, 2022

Stay Clear of Home Improvement Scams

The summer months are a popular time of year to take on new home renovation projects. It's also a time when home improvement scams are plentiful. If you are looking to renovate, it's vital to do your homework to not only hire reputable contractors, but to also educate yourself about common scams, red flags and how to stay safe during the process.

May 18, 2022

What Is A Funds Availability Policy?

You just got paid and several large monthly bills are about to come out of your checking account, but luckily you just deposited your check in the nick of time! No worries, right? Wrong. If you’re not familiar with your bank’s funds availability policy, you could be in for a surprise.

May 17, 2022

Microsoft Office 365: Consent Phishing Attacks

Customers of Office 365, a cloud-based suite of Microsoft products, have become the new targets of phishing emails. Fraudsters are using OAuth, also known as Open Authorization, to gain access to account information and execute these attacks.

May 13, 2022

11 Tips to Help You Through the First-Time Home Buying Process

You’ve decided to take the big step of buying your first home. Or maybe you’re just starting to weigh your options. Either way, there are a lot of things to keep in mind when beginning the process to ensure you don’t get overwhelmed. Here are 11 tips to help you through the first-time home buying process.

May 12, 2022

Opening A Checking Account in 3 Easy Steps

Opening a checking account can be confusing for some, but it doesn’t need to be. The key is to be informed and to plan ahead. Here are three easy steps to guide you through the process.

Contact us and we’ll answer your questions.