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ENB Insights

November 20, 2024

9 Tips for Preventing Check Fraud

In today’s digital landscape, it’s easy to overlook the risks associated with traditional paper checks. However, check fraud remains a prevalent threat. In fact, check fraud has almost doubled since 2021 despite the use of checks declining by 25%1. Awareness is key to protecting your finances and mitigating the risks before fraud begins. To do so, here are nine practical tips to help you safeguard against check fraud and keep your funds secure.

November 19, 2024

Removing the Mystery Surrounding Dormant Bank Accounts

Having a bank account become dormant is not something that is planned.  Usually it takes customers by surprise and often what happens to a dormant bank account - ENBthey are not even clear how the account became dormant.  In extreme circumstances, they even forget they had the account.

November 19, 2024

The Benefits of Online Banking

Online banking provides access to your accounts anytime, anywhere.  As a result, many people take advantage of this service to perform routine transactions such as verifying account balances, transferring funds between accounts, viewing transactions and paying bills. However some benefits are lesser known or are not fully understood. We’re here to provide clarity for those who may still be on the fence about online banking.

November 15, 2024

3 Types of Credit That Can Help You Grow Your Business

Types of Credit That Can Help You Grow Your Business Which type of business funding is right for you? Access to diverse credit options is crucial for both the growth and stability of a business. Whether you run a small startup or a well-established enterprise, understanding the different options for business credit can help you make informed decisions about managing your…

November 13, 2024

Practical Steps to Get Out of Debt

Whether it’s job loss, medical expenses, or other scenarios, people go into debt for many reasons. Carrying debt can often feel like a weight, but with the right strategies, it’s a burden you can lift. If you’re struggling to get ahead of your finances due to excessive debt, these steps can help you get things back under control.

November 10, 2024

The Benefits of Mobile Banking

There’s little arguing that smart phones have been one of the most impactful inventions in human history.  Their purchase and use exceeds PCs and continues to accelerate. The impact of smart phones, as well as tablets, can be felt in just about every facet of daily life in terms of how we communicate, gather information, shop, access entertainment, and of course, how we bank.

October 18, 2024

Funding Growth: The Basics of Expansion Financing

Are you a small business owner looking to build a new storefront, diversify product offerings, conquer a wider geographical market, hire more employees, or pursue some other major growth goal? Chances are, you’ll need some extra working capital. Not sure where to start? Let’s look at how to assess your expansion financing needs, compare funding options, and prepare for success. How Much…

October 18, 2024

5 Things to Look for in a Real Estate Pro

When you’re ready to buy a house, a real estate professional will guide you through the process of finding a home, making an offer, and signing the contract. Learn how to find the right agent for you. If you want to buy a home, you’ll need some help. From finding a home to making an offer and signing a contract, working…

October 16, 2024

What Happens When You Refinance Your Home Loan?

Refinancing your home essentially means trading in one mortgage for another. There are many reasons you might want to refinance your home: to reduce the interest rate, take out equity for home projects, or reduce other debt. Regardless of the reason, the steps to refinancing are the same.

Contact us and we’ll answer your questions.