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ENB Insights

March 04, 2022

The Top 10 Questions To Ask Before Buying Your First Home

Buying your first home is a big decision, but the process doesn’t need to be a daunting one. Taking the time to ask yourself these ten key questions and doing your research prior to your home purchase can assist in taking stress out of the buying process.

February 09, 2022

Protect Your Online Accounts From Fraud

Scammers often use online and mobile technology to snare their victims. Zelle®, a popular peer-to-peer payment app, makes it easy to send money to people you know. Unfortunately, it's also a favorite tool fraudsters can use to gain trust and access bank accounts. Here's what you should know about Zelle® scams so you don't take the bait.

January 24, 2022

How to send money with Zelle® safely

Zelle® is a fast, safe and easy way to send and receive money with people you trust, like your babysitter, your fellow PTA mom, your son’s soccer coach, or your coworker. Whether you just enrolled with Zelle® or have been an active user for a while, there are a few tips you should always keep in mind to ensure you are being safe when sending money.

November 26, 2021

Don’t Let the Grinch Steal Christmas

Nasty scammers intent on stealing your holiday joy often pose as kindhearted elves. They pretend to be caring individuals who exist to fulfill holiday wishes. In reality, they only want to swipe your credit card, bank account, and other financial data for their own personal gain. Stay alert to these cold-weather scams — and fill these criminals' stockings with coal instead of your hard-earned cash.

November 17, 2021

Your Guide to Preventing Accounts Receivable Fraud

Every year, businesses across the U.S. lose tens of billions of dollars to employee fraud – and accounts receivable departments are a frequent target. Unfortunately, the risk of accounts receivable fraud – or “accounts deceivable” – is especially high for small and midsized businesses, which may handle large volumes of delayed payments but lack the resources and personnel to establish robust…

November 16, 2021

Traditional Mortgage vs. Home Equity Loan: Which is Right for You?

Whether you're ready to stop renting or already live in your forever home, understanding the difference between a traditional mortgage and a home equity loan is no less confusing. While both loan products are related to homeownership, they are not the same. Understanding how and why they differ could help clarify if either could be beneficial to you.

November 08, 2021

Mortgage Closing Costs: What’s Included?

If you're in the market for a new home, it's easy to only focus on two figures: 1) the asking price and 2) the down payment. But there's another number you should factor into your home buying budget – mortgage closing costs.

October 15, 2021

Everything You Need to Know About a Construction Loan

Searching for the perfect home can be exhausting, especially when none of the online virtual tours come close to your design preferences or budgetary needs. Many home shoppers realize that getting their dream home might mean building their dream home.

October 14, 2021

7 Time Management Strategies for Small Business Owners

Peter Drucker, the founder of modern management, once said, “Until we can manage time, we can manage nothing else.” For small business owners, that’s easier said than done. It’s very common for entrepreneurs to work long hours under the pressure of heavy workloads, aggressive deadlines, and the need to grow revenue. But overworking without employing effective time management strategies can lead…

September 27, 2021

Submitting a Mortgage Application Soon? Gather These Documents Now

If you're in the market for a new home, submitting a mortgage loan application should top your to-do list. Unless you plan on paying cash, you'll want to know upfront how much you qualify for and at what interest rate and terms. This could quickly help narrow your home search and ensure you find a loan that fits your budget. But if you don't have the documents ready to submit with your mortgage loan application, it could cause unnecessary delays.

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