An ENB customer drinks coffee and looks at epnb.com

ENB Insights

October 16, 2024

What Happens When You Refinance Your Home Loan?

Refinancing your home essentially means trading in one mortgage for another. There are many reasons you might want to refinance your home: to reduce the interest rate, take out equity for home projects, or reduce other debt. Regardless of the reason, the steps to refinancing are the same.

September 29, 2024

Account Opening Bonus Offers – What the Fine Print Really Says

You’ve spotted an advertisement in a local publication or viewed or heard a commercial describing a bonus offer if you open a new checking account with a bank near you. But, you’re curious, ‘is it really free money, just for opening a new checking account?’

September 26, 2024

Protect Your Financial Health From Medicare Scams

Criminals use a wide range of Medicare scams to steal your personal information. Learn how Medicare scams work and how to stay protected. If you’re one of 64 million Americans eligible for Medicare, you may be targeted by criminals for your personal information and Medicare benefits. The Federal Trade Commission receives almost a million reports about impersonation scammers annually — including…

September 23, 2024

When is Free Checking Really Free?

It’s hard not to be tempted by the offer of ‘free’ or ‘no fee’ checking. After all, who doesn’t like free? While some banking offers are as uncomplicated as they appear, many require a careful eye to understand what strings are attached.

September 18, 2024

Planning and Budgeting for Capital Expenditures

Investing money back into your business is an important way to support its long-term success. To keep your business running efficiently, help your team work productively, and accommodate greater customer demand, it’s often necessary to invest in fixed assets like new facilities, facility upgrades, vehicles, or equipment. Capital Expenditures vs. Operating Expenditures Business costs are usually categorized either as capital expenditures (CapEx) or…

Contact us and we’ll answer your questions.