ENB Insights

Ephrata National Bank announces the addition of two Community Banking Managers— Jason Groff and Rossana Pecoraro.

Discover how AI-driven fraud poses risks to businesses, and learn strategies to protect your financial assets and data.

Ephrata National Bank announces the addition of Christina Ulrich as AVP, Fiduciary Relationship Manager on ENB’s Wealth Solutions team.

In this role, Ulrich is responsible for managing retirement benefit plans, including 401Ks and IRAs, as well as working with plan sponsors and their employees to educate them on planning.

We think you’ll be surprised by the answer to this question, once you take a closer look. Sure, we’ve all learned creative ways to save money, but a lot of times we overlook the most simplest of methods, one of which is who we bank with!

In this quick video, we’ll explain what a construction-to-permanent loan is and how it can help you build and finance your home.

Here are 5 ways paying off your credit card debt is good for you.

If you have ever spent more money than you have in your account, you have probably learned the hard way that overdrafts can be a very costly mistake.  For each purchase over your balance you can incur a fee that can range anywhere from $10 – $40 on the bank side, and to top it off, the business you bounced the check with may also charge you a fee!  Fortunately, there are many ways to avoid those pesky overdraft fees.

There’s nothing wrong with looking for a good deal on a rental car – as long as the company you’re renting from is legitimate.

When it comes to consumer complaints about banks, hidden fees are often at the top of the list. Ironically, banks actually can’t hide their checking account fees as they are required by law to disclose them to customers at account opening. Banks must also give customers advance notice anytime they change a fee.

Congratulations, you’ve put in the hard work and graduated from college! So what’s next? Finding a place to live, starting a new a job or purchasing a new car? If it’s not already on your list, getting your financial house in order is a great place to start off in order to afford all of those items on your wish list. After all, if you fail to plan, you plan to fail.