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ENB Insights

January 19, 2024

Ephrata National Bank Announces the Addition of Community Banking Manager

Ephrata National Bank announces the addition of Ycheiri Jazmin as Community Banking Manager, overseeing ENB’s Strasburg Office.

In this role, Jazmin is responsible for managing the office, overseeing business development within the community, executing the customer experience strategy, and leading a team of banking professionals.

January 16, 2024

Waiting for mortgage rates to come down before you buy?

We hear from many customers that they would love to buy or build a new home, but with mortgage rates at 20-year highs, it does not seem to make sense. And why should it? If you bought or refinanced your home back in 2020 and have a 30-year fixed rate locked at 3%, it will cost you a lot more money in the long run by buying a new home today. Well, that may not be the case.

January 12, 2024

No Phishing! How to Avoid Getting Scammed

Online scammers want to steal your personal information, and they use emails that look real to trick you into providing it. This article shows you ways to protect yourself so you don’t get caught in a phishing scam.

December 12, 2023

5 Simple Steps to Creating a Budget

Making a budget is a smart strategy to achieve financial wellness and meet your life goals. Here are five simple steps to follow.

November 30, 2023

5 Estate Planning Essentials for Entrepreneurs

You’ve worked hard to make your business a success. So, it’s important to ensure that your business can continue to run smoothly and deliver value to your family, team, and customers even if you’re no longer at the helm. It’s a task that entrepreneurs often put off in favor of more pressing day-to-day demands, but it’s crucial to create an estate…

November 19, 2023

3 Homebuyer Challenges a Construction Loan Can Solve

Existing home inventory is low. This is excellent news for sellers. National Association of Realtor data found existing single-family home prices increased by 4.3% during the second quarter of 2019. In this environment, listing homes at the higher end of the market is unlikely to deter eager buyers. Increased housing demand and low inventory can lead to homes selling quickly, at or above the asking price.

November 18, 2023

12 Ways to Protect Your Mobile Device

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. Ephrata National Bank recommends following these tips to keep your information – and your money – safe.

November 17, 2023

6 Tips for Preventing Credit Card Chargebacks

As a business owner, you have more important things to deal with than credit card chargebacks. They can be time-consuming and expensive. Here are some tips to help avoid them:

Contact us and we’ll answer your questions.