Interest Savings Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. APR = Annual Percentage Rate. Effective March 02, 2020 rates are subject to change and special offers may be discontinued without notice. Subject to credit approval. Standard underwriting criteria apply. Monthly payments will vary based on amount borrowed and term. Any projected payments do not include amounts for taxes and insurance premiums, if applicable; the actual payment obligation will be greater. Other rates are possible, subject to credit score, loan amount, payment terms, and debt to income ratio. Comparisons assume that credit card balances are paid off in 36 months and actual savings could vary based on changes in interest rate and length of repayment. The advertised rate of 9.77% APR is our base rate of 10.25% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, and c) a maximum debt to income ratio of 45%. The advertised rate of 9.52% APR is our base rate of 10.00% with the following discounts: a) a credit score of 700 or greater, b) automatic payment deduction from an ENB deposit account, c) a maximum debt to income ratio of 45%. Ephrata National Bank, Member FDIC. Equal Housing Lender.